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Made with ❤️ in India
Last updated: 16 Jul 2026
HomeCredit CardsICICI BankAmazon Pay ICICI Bank Credit Card
ICICI Bank

Amazon Pay ICICI Bank Credit Card

Cashback Visa
4.5/5.0CardwiseHQ Review
0
Primary Reward
5% For prime
Fee Waiver
0
Amazon Pay ICICI Bank Credit Card
4.5/5
Excellent
Fees & ChargesRewards & CashbackFeatures & BenefitsEligibilityPros & ConsExpert Verdict

Unlimited 5% Cashback on Shopping, For Non-Prime 3% Still Unlimited,

Fees & Charges

Amazon Pay ICICI Bank Credit Card · Detailed fees & charges

ParticularsDetails
Joining / 1st Year Fee₹ 0
Annual / Renewal Fee₹ 0
Fee Waiver Condition0
Interest Rate (per month)3.5% PM (42% PA)
Late Payment Charges₹100 - ₹1,300
Foreign Transaction Fee3.5% With 1.99% Dynamic Currency Conversion (DCC)

Rewards & Cashback

Amazon Pay ICICI Bank Credit Card · Detailed rewards & cashback

ParticularsDetails
Reward TypeCashback
Primary Reward Rate5% For prime
Secondary Reward Rate3% For Non-prime
Max Cashback / Rewards (Monthly)No Limit
Welcome / Joining Bonus₹1,500 to ₹2,500
Milestone BenefitsSpend ₹75,000 for Lounge Access.
Reward Exclusionsashback is not earned on fuel, rent payments, or purchases of gold (physical or digital) on Amazon.

Features & Benefits

Amazon Pay ICICI Bank Credit Card · Detailed features & benefits

ParticularsDetails
Airport Lounge Access✓ Available
Lounge Access Details1 (Domestic) Per quarter
Fuel Surcharge Waiver✓ Available
Fuel Surcharge Details1%
EMI Conversion Available✓ Available
Contactless Payment✓ Available
Add-on Card Available✓ Available

Eligibility

Amazon Pay ICICI Bank Credit Card · Detailed eligibility

ParticularsDetails
Minimum Annual Income₹ 3,00,000
Minimum Age21
Maximum Age65
Minimum CIBIL Score700
Card NetworkVisa
Best ForAmazon Shopping

Pros & Cons

Advantages
  • Lifetime Free
  • 5% Cashback
  • Seamless Redemption
  • Low Forex Markup: At 1.99%
  • Utility & Insurance Rewards
  • No Reward Expiry
Disadvantages
  • Closed Ecosystem
  • High Lounge Milestone
  • New 2026 Fees
  • Reward Exclusions

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.5/5
Excellent
Overall Editor Rating
Best For: Amazon Shopping

Amazon Pay ICICI Bank Credit Card by ICICI Bank is rated 4.5/5 by our editorial team. Unlimited 5% Cashback on Shopping, For Non-Prime 3% Still Unlimited,.

About Amazon Pay ICICI Bank Credit Card

The card’s rewards are credited monthly as Amazon Pay Balance (1 Reward Point = ₹1), which never expires. 5% Cashback: For Amazon Prime members on Amazon.in shopping (includes products, flights, and hotel bookings). 3% Cashback: For Non-Prime members on Amazon.in shopping. 2% Cashback: On over 100 Amazon Pay partner merchants (e.g., Swiggy, Zomato, Uber) and bill payments/recharges made via the Amazon app. 1% Cashback: On all other retail spends (local shops, dining, and other online sites). Exclusions: No rewards are earned on fuel, rent payments, government taxes, or physical/digital gold purchases.

Quick Facts

Interest Rate3.5% PM (42% PA)
Card NetworkVisa
Lounge Access✓ Yes
Fuel Waiver✓ Yes
Contactless✓ Yes
Min Income₹3,00,000
Min CIBIL700