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Made with ❤️ in India
Last updated: 2 May 2026
Home› Tools›SIP Calculator
🧮

SIP Calculator

Discover how your monthly SIP grows exponentially with the power of compounding. Visualize wealth creation over time.

⚡ Instant Results🔒 No Signup Required✅ 100% Free Forever📱 Works on All Devices
Configure Your Calculation
₹5,000
₹100₹1 L
12%
1%30%
10 Years
1 Yr40 Yrs
Live Results

Estimated Maturity Value

₹11,61,695
94% absolute return
Split52%
Amount Invested
₹6,00,000
Estimated Returns
₹5,61,695
Monthly SIP₹5,000
Total Invested₹6,00,000
Estimated Returns₹5,61,695
Total Months120

Results are indicative. Consult a financial advisor before making decisions.

📐 How It Works

M × {[(1+r)^n − 1] / r} × (1+r)

Where M = Monthly amount, r = Monthly rate (annual ÷ 12), n = Total months. Returns compound every month — the earlier you start, the larger the final corpus.

💡 Pro Tips

  • 1Start early: ₹5,000/month for 20 years outperforms ₹10,000/month for 10 years by a wide margin.
  • 2Step up your SIP by 10% annually to match salary hikes — your corpus grows dramatically.
  • 3Index funds historically deliver 12–15% CAGR in India over 10+ year periods.

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