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Made with ❤️ in India
Last updated: 2 May 2026
Home› Tools›Income Tax Calculator
🧮

Income Tax Calculator FY 2025–26

Compare new vs old tax regime instantly. Includes Section 87A rebate, 4% health & education cess, and monthly in-hand estimate.

⚡ Instant Results🔒 No Signup Required✅ 100% Free Forever📱 Works on All Devices
Configure Your Calculation
₹10,00,000
₹3 L₹50 L
✅ New regime: ₹75,000 standard deduction auto-applied. No 80C/80D claims.
Live Results

Total Tax Payable

₹52,000
5.2% effective rate
Split95%
In-hand Income
₹9,48,000
Total Tax
₹52,000
Base Tax₹50,000
Health & Edu. Cess (4%)₹2,000
Rebate u/s 87A− ₹0
Monthly In-hand₹79,000/mo

Results are indicative. Consult a financial advisor before making decisions.

📐 How It Works

New: 0% → 5% → 10% → 15% → 20% → 30% slabs

4% Health & Education Cess applies on base tax. Rebate u/s 87A: ₹25,000 for incomes up to ₹7L (new) or ₹12,500 for incomes up to ₹5L (old). Surcharge not included.

💡 Pro Tips

  • 1New regime wins at higher incomes (₹15L+) or when deductions are small.
  • 2Old regime is better if you have large 80C (₹1.5L), HRA, home loan, and NPS deductions.
  • 3File ITR even if no tax is due — it builds financial history for loan applications.

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