Lumpsum Calculator

📐 How It Works

Where P = Principal invested, r = Annual return rate, n = Investment period in years. Each year's gain is reinvested, creating exponential growth.

💡 Pro Tips

• 1The Rule of 72: divide 72 by your return rate to find years it takes to double.
• 2Time in the market beats timing the market — invest early without waiting for the "right" time.
• 3Lumpsum outperforms SIP when markets are at or near lows.