ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Name: ICICI Bank Emeralde Private Metal Credit Card
Brand: ICICI Bank
Rating: 4.5 (1 reviews)

Reward Points Mastercard Super Premium

4.5/5.0CardwiseHQ Review

1st Year Fee: ₹12499(Waived on ₹10 lakh annual spends for the next year)

Primary Reward

6 Reward Points on every ₹200 spent on retail

1st Year Fee

₹12499

Fee Waiver

Waived on ₹10 lakh annual spends for the next year

4.5/5

Excellent

The Emeralde Private Metal Credit Card is your gateway to unmatched luxury and exclusivity.

Fees & Charges

ICICI Bank Emeralde Private Metal Credit Card · Detailed fees & charges

ParticularsDetails

Joining / 1st Year Fee₹ 12,499

Annual / Renewal Fee₹ 12,499

Fee Waiver ConditionWaived on ₹10 lakh annual spends for the next year

Interest Rate (per month)3.75% per month

Late Payment ChargesNil

Foreign Transaction Fee2%

Rewards & Cashback

ICICI Bank Emeralde Private Metal Credit Card · Detailed rewards & cashback

ParticularsDetails

Reward TypeReward Points

Primary Reward Rate6 Reward Points on every ₹200 spent on retail

Secondary Reward RateMax 1,000 Reward Points per category (Grocery, Utilities, Education); Max 5,000 Reward Points per category (Insurance payments)

Max Cashback / Rewards (Monthly)Max 1,000 Reward Points per category per statement cycle for Grocery, Utilities, and Education; Max 5,000 Reward Points per category per statement cycle for Insurance payments

Welcome / Joining BonusTaj Epicure Plus Membership, EazyDiner Prime Membership and 12,500 Reward Points

Milestone Benefits2 EaseMyTrip vouchers worth up to ₹6,000 on annual spends of ₹8 lakh

Features & Benefits

ICICI Bank Emeralde Private Metal Credit Card · Detailed features & benefits

ParticularsDetails

Airport Lounge Access✓ Available

Lounge Access DetailsUnlimited International (via Priority Pass, 1400+ lounges) and Domestic airport lounge access for both Primary and Plus Card members.

Fuel Surcharge Waiver✓ Available

Fuel Surcharge Details1% waiver on fuel transactions up to ₹4,000 at any fuel outlet in India

Insurance Coverage₹3 crore Air Accident Insurance (primary cardholder, international travel, card used once in 60 days prior), Counterfeit Card Liability, Account Takeover Cover

Contactless Payment✓ Available

Add-on Card Available✓ Available

Eligibility

ICICI Bank Emeralde Private Metal Credit Card · Detailed eligibility

ParticularsDetails

Minimum Age21

Maximum Age65

Card NetworkMastercard

Card VariantSuper Premium

Best ForOutstanding luxury rewards, High Net Worth Individuals, Travel, Golf, Entertainment

Pros & Cons

Advantages

Unlimited complimentary airport lounge access (domestic and international)
Unlimited complimentary golf rounds
Taj Epicure Plus and EazyDiner Prime memberships
Buy One Get One offer up to ₹750 on BookMyShow (twice a month)
Significant welcome bonus including 12,500 Reward Points
₹3 crore Air Accident Insurance coverage
24x7 concierge service

Disadvantages

High joining and annual fees (₹12,499 + GST)
By invitation only (requires relationship manager contact)
Specific reward point caps on certain categories like Grocery, Utilities, Education, and Insurance

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.5/5

Excellent

Overall Editor Rating

Best For: Outstanding luxury rewards, High Net Worth Individuals, Travel, Golf, Entertainment

ICICI Bank Emeralde Private Metal Credit Card by ICICI Bank is rated 4.5/5 by our editorial team. The Emeralde Private Metal Credit Card is your gateway to unmatched luxury and exclusivity..

About ICICI Bank Emeralde Private Metal Credit Card

The Emeralde Private Metal Credit Card from ICICI Bank offers an unparalleled luxury experience, designed for the discerning individual. Cardholders are treated to exclusive memberships like Taj Epicure Plus and EazyDiner Prime, alongside substantial welcome bonuses. This card truly stands out with its extensive lifestyle privileges. Enjoy unlimited complimentary airport lounge access, both domestic and international, for primary and add-on card members, ensuring a seamless travel experience. Golf enthusiasts can indulge in unlimited complimentary golf rounds. For entertainment, the card provides Buy One Get One offers on BookMyShow, making movies and events more enjoyable. Additionally, it offers comprehensive benefits like a 24x7 concierge service, significant air accident insurance, and a refund on domestic travel cancellations.

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Reward Points Mastercard Super Premium

4.5/5.0CardwiseHQ Review

1st Year Fee: ₹12499(Waived on ₹10 lakh annual spends for the next year)

Primary Reward

6 Reward Points on every ₹200 spent on retail

1st Year Fee

₹12499

Fee Waiver

Waived on ₹10 lakh annual spends for the next year

4.5/5

Excellent

The Emeralde Private Metal Credit Card is your gateway to unmatched luxury and exclusivity.

Fees & Charges

ICICI Bank Emeralde Private Metal Credit Card · Detailed fees & charges

ParticularsDetails

Joining / 1st Year Fee₹ 12,499

Annual / Renewal Fee₹ 12,499

Fee Waiver ConditionWaived on ₹10 lakh annual spends for the next year

Interest Rate (per month)3.75% per month

Late Payment ChargesNil

Foreign Transaction Fee2%

Rewards & Cashback

ICICI Bank Emeralde Private Metal Credit Card · Detailed rewards & cashback

ParticularsDetails

Reward TypeReward Points

Primary Reward Rate6 Reward Points on every ₹200 spent on retail

Secondary Reward RateMax 1,000 Reward Points per category (Grocery, Utilities, Education); Max 5,000 Reward Points per category (Insurance payments)

Welcome / Joining BonusTaj Epicure Plus Membership, EazyDiner Prime Membership and 12,500 Reward Points

Milestone Benefits2 EaseMyTrip vouchers worth up to ₹6,000 on annual spends of ₹8 lakh

Features & Benefits

ICICI Bank Emeralde Private Metal Credit Card · Detailed features & benefits

ParticularsDetails

Airport Lounge Access✓ Available

Lounge Access DetailsUnlimited International (via Priority Pass, 1400+ lounges) and Domestic airport lounge access for both Primary and Plus Card members.

Fuel Surcharge Waiver✓ Available

Fuel Surcharge Details1% waiver on fuel transactions up to ₹4,000 at any fuel outlet in India

Insurance Coverage₹3 crore Air Accident Insurance (primary cardholder, international travel, card used once in 60 days prior), Counterfeit Card Liability, Account Takeover Cover

Contactless Payment✓ Available

Add-on Card Available✓ Available

Eligibility

ICICI Bank Emeralde Private Metal Credit Card · Detailed eligibility

ParticularsDetails

Minimum Age21

Maximum Age65

Card NetworkMastercard

Card VariantSuper Premium

Best ForOutstanding luxury rewards, High Net Worth Individuals, Travel, Golf, Entertainment

Pros & Cons

Advantages

Unlimited complimentary airport lounge access (domestic and international)
Unlimited complimentary golf rounds
Taj Epicure Plus and EazyDiner Prime memberships
Buy One Get One offer up to ₹750 on BookMyShow (twice a month)
Significant welcome bonus including 12,500 Reward Points
₹3 crore Air Accident Insurance coverage
24x7 concierge service

Disadvantages

High joining and annual fees (₹12,499 + GST)
By invitation only (requires relationship manager contact)
Specific reward point caps on certain categories like Grocery, Utilities, Education, and Insurance

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.5/5

Excellent

Overall Editor Rating

Best For: Outstanding luxury rewards, High Net Worth Individuals, Travel, Golf, Entertainment

ICICI Bank Emeralde Private Metal Credit Card by ICICI Bank is rated 4.5/5 by our editorial team. The Emeralde Private Metal Credit Card is your gateway to unmatched luxury and exclusivity..

ICICI Bank Emeralde Private Metal Credit Card

Fees & Charges

Rewards & Cashback

Features & Benefits

Eligibility

Pros & Cons

CardwiseHQ Expert Verdict

About ICICI Bank Emeralde Private Metal Credit Card

Quick Facts

ICICI Bank Emeralde Private Metal Credit Card

Fees & Charges

Rewards & Cashback

Features & Benefits

Eligibility

Pros & Cons

CardwiseHQ Expert Verdict

About ICICI Bank Emeralde Private Metal Credit Card

Quick Facts