BOBCARD

BOBCARD ETERNA

Name: BOBCARD ETERNA
Brand: BOBCARD
Rating: 4.5 (1 reviews)

Credit Card for Premium Lifestyle & Travel Privileges with smart savings valued upto ₹81000.

4.5

Excellent · Editor Rating

4.5/5

Excellent

by CardwiseHQ

What we like

Earn 5X Rewards (15 Reward Points per ₹100) on dining, travel, international, and shopping spends.
Unlimited complimentary access to domestic airport lounges (conditional from Jan 2025).
Reduced Forex mark-up of 2% on international spends.
Complimentary 12-months FITPASS Pro Membership as a welcome gift.
Buy One Get One movie tickets monthly (up to ₹250).
Comprehensive Personal Accidental Death Cover (₹1 Cr Air, ₹10 Lakh Non-Air).
Joining and annual fee waivers available on milestone spends.

What to consider

5X rewards are capped at 5,000 Reward Points per statement cycle for featured categories.
Lounge access becomes conditional on minimum spends from January 1, 2025.
No reward points earned on fuel transactions and select MCCs.
Relatively high joining and annual fees (though waivable).

About BOBCARD ETERNA

The BOBCARD ETERNA is a distinguished credit card crafted for high-performing individuals who desire a premium lifestyle complemented by extensive travel privileges and smart savings. It offers an impressive 5X reward points on dining, travel, international, and shopping expenditures, making it a lucrative choice for everyday premium spending. Furthermore, it significantly reduces the foreign transaction mark-up to just 2%, enhancing cost savings on global travels. This card elevates the travel experience with unlimited complimentary access to domestic airport lounges, though this will be subject to a minimum spend from January 2025. New cardholders are greeted with valuable welcome benefits, including a complimentary 12-month FITPASS Pro Membership. For entertainment, it provides a monthly Buy One Get One movie ticket offer, alongside essential financial protections such as a personal accidental death cover and zero liability on lost cards.

Key Details

Joining / 1st Year Fee₹2499 ₹

Annual / Renewal Fee₹2499 ₹

Fee Waiver ConditionJoining fee waived on spending ₹25,000 within the first 60 days. Annual fee waived on spending ₹2,50,000 in a year.

Foreign Transaction Fee2% of transaction amount

Reward TypeReward Points

Primary Reward Rate15 Reward Points per ₹100 on dining, travel, international, and shopping (5X Rewards)

Secondary Reward Rate3 Reward Points per ₹100 on other categories

Max Cashback / Rewards (Monthly)5,000 Reward Points per statement cycle on 5X categories

Welcome / Joining BonusComplimentary 12-months FITPASS Pro Membership worth ₹48,000. Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days.

Milestone Benefits20,000 bonus reward points on spending ₹5,00,000 in a year.

Reward ExclusionsFuel transactions and select MCCs

Airport Lounge Access✓ Yes

Lounge Access DetailsUnlimited complimentary access to Domestic Airport lounges (effective Jan 1, 2025, subject to minimum spends of ₹40,000 in the preceding calendar quarter).

Fuel Surcharge Waiver✓ Yes

Fuel Surcharge Details1% waiver on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).

Insurance CoveragePersonal Accidental Death Cover (Air: ₹1 Crore, Non-Air: ₹10 Lakhs)

EMI Conversion Available✓ Yes

Contactless Payment✓ Yes

Add-on Card Available✓ Yes

Minimum Annual Income₹1200000 ₹

Minimum Age25

Maximum Age55

Card VariantSuper Premium

Best ForPremium Lifestyle, Travel, Dining, Shopping, International Spends

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