credit-cards

HSBC TravelOne Credit Card: The Only Guide You Need to Maximize Travel Rewards

Want to save on your next vacation? The HSBC TravelOne Credit Card offers huge discounts on flights, free airport lounge access, and rewards on every spend. Check out our simple guide to see how these benefits can help you travel more for less and how you can apply.

C
Cardwisehq Team
editor
3 min read 60
Last updated on by Cardwisehq Team
HSBC TravelOne Credit Card: The Only Guide You Need to Maximize Travel Rewards

If you are looking for a credit card that turns your everyday spending into free flights and hotel stays, the HSBC TravelOne Credit Card is a top contender. This card is packed with benefits for people who love to travel, offering everything from airport lounge access to massive discounts on booking sites.

In this article, we will go over the rewards, the extra perks, and how you can apply for one today.


Welcome Gifts to Start Your Journey

When you first get the card and spend at least ₹10,000 within the first 30 days, you unlock several welcome benefits:

  • ₹1,000 Cashback: A direct credit to your account.

    Postcard Hotel Voucher: A voucher worth ₹3,000 for luxury stays.

  • EazyDiner Prime: A 3-month membership (worth ₹1,095) for better dining deals.


How to Earn Reward Points Quickly

The TravelOne card makes it very easy to rack up points whether you are shopping at home or traveling abroad.

  • Base Points: Earn 2 reward points for every ₹100 you spend.

    Travel and International Spends: You get 2X rewards on all international and travel-related spending.

    Travel with Points: You can get up to 6X points when you use the "Travel with Points" feature for flights, hotels, and car rentals.

  • Milestone Bonuses: Earn 3,000 bonus points by spending ₹1,00,000 in the first 90 days, and another 10,000 points if you spend over ₹12,00,000 in a year.


Exclusive Travel and Lifestyle Perks

This card offers more than just points; it provides a premium experience while you are on the move.

Airport and Golf Benefits

  • Lounge Access: Enjoy 6 domestic lounge visits and 4 international lounge visits per year for both primary and add-on cardholders.

  • Golf Privileges: Get 4 free rounds of golf and 12 golf lessons every year.

    Duty-Free: Save 20% (up to ₹3,000) at AdaniOne with code HSBCTRAVELONE.

    The Bicester Collection: Get VIP discounts and reserved parking at these famous shopping spots.

Huge Savings on Booking Sites

You can save 15% on flights and hotels across major platforms using specific promo codes:

Platform

Discount

Promo Code

Yatra

15% off flights & hotels

HSBCTRAVEL1

EaseMyTrip

15% off flights & hotels

EMTHSBCT1

Paytm

15% off flights

HSBCTRAVEL1

Cleartrip

15% off flights

CTHSBCTRAVELONE

Goibibo

15% off flights & hotels

GOHSBCTRAVEL1

StayVista

11% off hotels

HSBCTRAVEL

Movies and Dining

Using the District app by Zomato, you can get "Buy 1 Get 1 Free" movie tickets twice a month with the code HSBCTOMOV (capped at ₹250 per ticket). You also get 10% off on dining and events.


Fees and Eligibility

The annual fee for the HSBC TravelOne card is ₹4,999. However, if you spend ₹8,00,000 in a year, this fee is completely waived.

Who Can Apply?

To be eligible, you must be an Indian resident living in one of the approved cities (like Mumbai, Delhi NCR, Bengaluru, or Chennai).

Category

Age Requirement

Minimum Annual Income

Salaried

18 to 65 years

₹6,00,000

Self-Employed

25 to 65 years

₹12,00,000

By using all these benefits wisely, you could save over ₹1,66,000 in a single year, making this one of the most valuable travel cards available.

⚠️ Disclaimer: This content is for informational purposes only and should not be considered as financial advice. Please consult with a qualified financial advisor before making any financial decisions. We may receive compensation from some of the products and services mentioned on this site.

Strategies Insights Exclusive

Level Up Your Financial Game

Join 50,000+ investors getting weekly credit card strategies, hidden perks, and wealth-building playbooks — free.

No spam, ever · Unsubscribe in one click · 50k+ readers
C
Written by

Cardwisehq Team

editor

Cardwisehq Team is an editor and contributor for CardwiseHQ.

Discussion

Share your thoughts below

Related Articles

All articles
PhonePe SBI Card SELECT BLACK Devaluation: New Reward Points Caps & Exclusions from July 2026credit-cards
30 May 2026 3 min

PhonePe SBI Card SELECT BLACK Devaluation: New Reward Points Caps & Exclusions from July 2026

C
Cardwisehq Team
Read
Jupiter Devaluation 2026: The New Math Behind the 10% Cashback.credit-cards
2 May 2026 3 min

Jupiter Devaluation 2026: The New Math Behind the 10% Cashback.

Jupiter Devaluation: The Party’s Over.

C
Cardwisehq Team
Read
SBI Flipkart Credit Card Review 2026 | Zero Joining Fee First Year? Full Truthcredit-cards
1 May 2026 4 min

SBI Flipkart Credit Card Review 2026 | Zero Joining Fee First Year? Full Truth

C
Cardwisehq Team
Read