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Made with ❤️ in India
Last updated: 30 May 2026
HomeCredit CardsBank of BarodaBOBCARD Etihad Guest Credit Card
Bank of Baroda

BOBCARD Etihad Guest Credit Card

Miles Signature
4.5/5.0CardwiseHQ Review
1st Year Fee: ₹2500(Waived on spends of ₹3,00,000 or more in every anniversary year)
Primary Reward
3 Miles per ₹100 on Etihad Airways
1st Year Fee
₹2500
Fee Waiver
Waived on spends of ₹3,00,000 or more in every anniversary year
4.5/5
Excellent
Fees & ChargesRewards & CashbackFeatures & BenefitsEligibilityPros & ConsExpert Verdict

The Best TRAVEL Credit Card is Here.

Fees & Charges

BOBCARD Etihad Guest Credit Card · Detailed fees & charges

ParticularsDetails
Joining / 1st Year Fee₹ 2,500
Annual / Renewal Fee₹ 2,500
Fee Waiver ConditionWaived on spends of ₹3,00,000 or more in every anniversary year
Foreign Transaction Fee1% forex markup

Rewards & Cashback

BOBCARD Etihad Guest Credit Card · Detailed rewards & cashback

ParticularsDetails
Reward TypeMiles
Primary Reward Rate3 Miles per ₹100 on Etihad Airways
Secondary Reward Rate1 Mile per ₹100 on other domestic & cross-border spends
Welcome / Joining Bonus7,500 Extra Etihad Guest Bonus Miles: 5,000 joining miles on spends of ₹25,000 in 60 days + 2,500 spend-based miles on cumulative spends of ₹50,000
Milestone Benefits250 Miles on 4 transactions totaling ₹25,000 (monthly); 2,000 Miles on ₹2,00,000 quarterly spends; 12,000 annual miles
Reward ExclusionsFuel transactions, wallet, rent, jewellery, insurance

Features & Benefits

BOBCARD Etihad Guest Credit Card · Detailed features & benefits

ParticularsDetails
Airport Lounge Access✓ Available
Lounge Access Details8 domestic (2 per quarter) and 4 international (1 per quarter) lounge visits every year
Fuel Surcharge Waiver✓ Available
Fuel Surcharge Details1% waiver on transactions between ₹500 and ₹5,000 (Max. ₹250 per statement cycle)
EMI Conversion Available✓ Available
Contactless Payment✓ Available

Eligibility

BOBCARD Etihad Guest Credit Card · Detailed eligibility

ParticularsDetails
Minimum Age21
Maximum Age60
Card VariantSignature
Best ForTravel Enthusiasts, Etihad Airways frequent flyers, International Spends

Pros & Cons

Advantages
  • Low 1% foreign transaction markup fee
  • Generous Etihad Guest Miles on all spending
  • Complimentary domestic and international airport lounge access
  • Attractive welcome bonus miles and milestone benefits
  • Fuel surcharge waiver and EMI conversion option
Disadvantages
  • Annual fee of ₹2,500 + GST
  • Reward miles can only be redeemed on Etihad platform
  • No cashback/reward points on fuel transactions

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.5/5
Excellent
Overall Editor Rating
Best For: Travel Enthusiasts, Etihad Airways frequent flyers, International Spends

BOBCARD Etihad Guest Credit Card by Bank of Baroda is rated 4.5/5 by our editorial team. The Best TRAVEL Credit Card is Here..

About BOBCARD Etihad Guest Credit Card

The BOBCARD Etihad Guest Credit Card is your passport to enhanced travel experiences, offering exceptional value for frequent flyers and international travelers. Designed in collaboration with Etihad Guest, this co-branded card significantly reduces foreign transaction costs with a low 1% forex markup, allowing you to spend globally with greater savings. Cardholders can earn generous Etihad Guest Miles on all expenditures, accelerating their journey towards free flights, upgrades, and other exclusive benefits with Etihad Airways. It provides a luxurious travel experience with complimentary access to domestic and international airport lounges. The card also features substantial welcome bonuses, milestone rewards, and practical benefits like fuel surcharge waivers and easy EMI conversion for large purchases.

Quick Facts

Joining Fee₹2,500
Annual Fee₹2,500
Card VariantSignature
Lounge Access✓ Yes
Fuel Waiver✓ Yes
Contactless✓ Yes