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Made with ❤️ in India
Last updated: 30 May 2026
Bank of Baroda
HomeBanksBank of Baroda

Bank of Baroda Products

Bank of Baroda (BOB or BoB) is an Indian public sector bank headquartered in Vadodara, Gujarat.

Top Credit Cards

Showing the best 21 credit cards from Bank of Baroda.

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Bank of Baroda
VALID THRU 12/30
4.5

BOBCARD ETERNA

Credit Card for Premium Lifestyle & Travel Privileges with smart savings valued upto ₹81000.

  • Earn 5X Rewards (15 Reward Points per ₹100) on dining, travel, international, and shopping spends.
  • Unlimited complimentary access to domestic airport lounges (conditional from Jan 2025).
  • Reduced Forex mark-up of 2% on international spends.

Key Details

Joining / 1st Year Fee₹2499
Annual / Renewal Fee₹2499
Fee Waiver ConditionJoining fee waived on spending ₹25,000 within the first 60 days. Annual fee waived on spending ₹2,50,000 in a year.
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Bank of Baroda
VALID THRU 12/30
4

BOBCARD Cashback Credit Card

Earn Real Cashback on Every Spend

  • 5% cashback on online spends (up to ₹1500/month)
  • Unlimited 1% cashback on all other spends
  • Automatic cashback credited to statement monthly

Key Details

Joining / 1st Year Fee₹499
Annual / Renewal Fee₹499
Fee Waiver ConditionCardholder can select either monthly fee of ₹49 or Joining & annual fee of ₹499 per Year
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Bank of Baroda
VALID THRU 12/30
4.5

BOBCARD Etihad Guest Credit Card

The Best TRAVEL Credit Card is Here.

  • Low 1% foreign transaction markup fee
  • Generous Etihad Guest Miles on all spending
  • Complimentary domestic and international airport lounge access

Key Details

Joining / 1st Year Fee₹2500
Annual / Renewal Fee₹2500
Fee Waiver ConditionWaived on spends of ₹3,00,000 or more in every anniversary year
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Bank of Baroda
VALID THRU 12/30
4.5

BOBCARD TIARA

Your Woman Card, Your Power Move – Achieve milestones, seek new adventures, live life on your terms with TIARA on your side.

  • High reward points: 15 RP per ₹100 on Dining, Travel, and International spends.
  • Unlimited complimentary domestic airport lounge access (with spend condition).
  • Reduced foreign transaction mark-up of 2%.

Key Details

Joining / 1st Year Fee₹2499
Annual / Renewal Fee₹2499
Fee Waiver ConditionWaived on ₹25,000 spend in the first 60 days (joining fee) and ₹2,50,000 annual spend (annual fee).
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Bank of Baroda
VALID THRU 12/30
4.5

BOBCARD Etihad Guest Premium Credit Card

The Best TRAVEL Credit Card is Here.

  • 0% Foreign Transaction Mark-up
  • Generous Etihad Guest Miles earning rate (6x on Etihad, 2x elsewhere)
  • Extensive complimentary domestic and international lounge access (12 domestic, 8 international)

Key Details

Joining / 1st Year Fee₹5000
Annual / Renewal Fee₹5000
Fee Waiver ConditionWaived on spends of ₹5,00,000 or more in every anniversary year
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Bank of Baroda
VALID THRU 12/30
4.2

BOBCARD PREMIER

Credit Card for Premium Travel and 'PREMIER' adventures.

  • 5X Reward Points on Travel, International, and Dining spends.
  • Complimentary Airport Lounge access every quarter.
  • 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹5,000.

Key Details

Joining / 1st Year Fee₹1000
Annual / Renewal Fee₹1000
Fee Waiver ConditionJoining fee waived on ₹10,000 spends within 60 days. Annual fee waived on ₹1,20,000 spends in an anniversary year.
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Bank of Baroda
VALID THRU 12/30
4

BOBCARD SELECT

Credit Card for Online Shoppers

  • Earn 5X rewards on online and dining spends (capped)
  • Welcome bonus of 500 reward points on initial spends
  • Joining and annual fees can be waived on milestone spends

Key Details

Joining / 1st Year Fee₹750
Annual / Renewal Fee₹750
Fee Waiver ConditionJoining fee waived on ₹7,500 spends within 60 days. Annual fee waived on ₹70,000 annual spends.
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Bank of Baroda
VALID THRU 12/30
4

BOBCARD EASY Credit Card

A credit card for everyday shopping rewards, designed to make your everyday shopping EASY on your pocket.

  • 5X Reward Points on Departmental Stores and Movies (capped)
  • Affordable joining and annual fee (waivable)
  • Welcome bonus of 500 reward points

Key Details

Joining / 1st Year Fee₹500
Annual / Renewal Fee₹500
Fee Waiver ConditionJoining fee waived on ₹6,000 spends in first 60 days. Annual fee waived on ₹35,000 annual spends. Limited period lifetime free card offer available.
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Bank of Baroda
VALID THRU 12/30
4

HPCL ENERGIE BOBCARD

Best Fuel Credit Card for Road Travelers & Petrol Spends

  • Up to 5% savings on HPCL fuel and LPG purchases
  • Accelerated rewards on utility and departmental store spends
  • 4 complimentary domestic airport lounge accesses per year

Key Details

Joining / 1st Year Fee₹499
Annual / Renewal Fee₹499
Fee Waiver ConditionWaived on ₹50,000 annual spends in every anniversary year
Read Full Details
Bank of Baroda
VALID THRU 12/30
4

Snapdeal BOBCARD: Credit Card

Credit Card with 5% Unlimited Cashback

  • 5% unlimited cashback on Snapdeal purchases.
  • Low joining and annual fees of ₹249.
  • Welcome benefits including Snapdeal vouchers and bonus reward points.

Key Details

Joining / 1st Year Fee₹249
Annual / Renewal Fee₹249
Read Full Details
Bank of Baroda
VALID THRU 12/30
4

IRCTC BOBCARD

Credit Card with Exclusive Benefits & Savings on Train Journeys

  • Up to 40 reward points per ₹100 on IRCTC train bookings
  • 4 complimentary railway lounge accesses per year (1 per quarter)
  • 1% fuel surcharge waiver (up to ₹100 per statement)

Key Details

Joining / 1st Year Fee₹500
Annual / Renewal Fee₹350
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Bank of Baroda
VALID THRU 12/30
4.5

ICAI Exclusive BOBCARD Credit Card

For the ICAI professional who seeks more to yield from.

  • Zero Joining & Annual Fees for a lifetime.
  • Earn 5X Reward Points on dining, online & utility bills.
  • Complimentary domestic airport lounge access (3 per quarter).

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionLifetime free
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Bank of Baroda
VALID THRU 12/30
4.5

ICSI Diamond Credit Card

The calculated winner to save more, exclusively for ICSI members.

  • Zero joining and annual fees for lifetime
  • 5X Rewards on dining, online & utility bills
  • 12 complimentary domestic airport lounge accesses annually

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionLifetime free, no waiver condition
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Bank of Baroda
VALID THRU 12/30
4.5

CMA One BOBCARD

Experience unmatched benefits designed and tailored exclusively for ICMAI members.

  • ₹1 Joining Fees and ZERO Annual Fees
  • 5X Rewards on dining, online & utility bills
  • 12 complimentary domestic airport lounge accesses annually

Key Details

Joining / 1st Year Fee₹1
Annual / Renewal Fee₹0
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Bank of Baroda
VALID THRU 12/30
4.5

Indian Army YODDHA BOBCARD

A lifetime free credit card exclusively for Indian Army personnel and veterans, packed with travel, shopping, and lifestyle benefits.

  • Lifetime Free credit card with no joining or annual fees.
  • Complimentary domestic airport lounge access (8 per year).
  • Accelerated 5X Reward Points (10 RP per ₹100) on Departmental Stores.

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionNot applicable (Lifetime Free)
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Bank of Baroda
VALID THRU 12/30
4.5

Indian Navy VARUNAH Premium BOBCARD

Sail through waves of complimentary delights, privileges & rewards with VARUNAH Premium.

  • High reward rate (5X) on key spending categories (Travel, Online, Dining, International).
  • Unlimited complimentary domestic airport lounge access.
  • Reduced foreign transaction markup of 2%.

Key Details

Joining / 1st Year Fee₹2499
Annual / Renewal Fee₹2499
Fee Waiver ConditionJoining fee waived on ₹25,000 spends in first 180 days. Annual fee waived on ₹1,50,000 annual spends.
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Bank of Baroda
VALID THRU 12/30
4.5

Indian Coast Guard RAKSHAMAH BOBCARD

Elevated experiences for guardians of seas!

  • Lifetime Free credit card (no joining or annual fees)
  • Complimentary domestic airport lounge access (8 per year)
  • 5X reward points on departmental store spends

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionLifetime Free
Read Full Details
Bank of Baroda
VALID THRU 12/30
4.2

BOBCARD VIKRAM: Credit Card for Defence Personnel

A card that matches your indomitable spirit with privileged membership and always-on savings and rewards.

  • Lifetime Free credit card (No joining or annual fees)
  • 5X reward points on movies and departmental store spends
  • Complimentary JioHotstar subscription and welcome reward points

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionLifetime Free
Read Full Details
Bank of Baroda
VALID THRU 12/30
4

Assam Rifles The SENTINEL BOBCARD

Credit Card for Our Northeast Guardians

  • Lifetime Free credit card with no joining or annual fees
  • Complimentary FITPASS PRO Membership worth ₹48,000
  • 12 Months Amazon Prime Membership on meeting spending milestone

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹0
Fee Waiver ConditionLifetime Free
Read Full Details
Bank of Baroda
VALID THRU 12/30
3.5

BOBCARD EMPOWER

A smart solution designed for proprietors and self-employed individuals to manage business expenses.

  • Zero joining fee and easily waivable annual fee on spends of ₹50,000.
  • Unlimited cashback earning potential via reward points.
  • Up to 50 days of interest-free credit period for business needs.

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹500
Fee Waiver ConditionWaived on ₹50,000 anniversary spends.
Read Full Details
Bank of Baroda
VALID THRU 12/30
4

Nainital Bank RENAISSANCE BOBCARD

Custom-tailored for the Nainital bank customers with shopping rewards

  • Zero Joining Fee
  • Accelerated rewards (5X) on Departmental Stores & Movies
  • Welcome bonus of 500 Reward Points

Key Details

Joining / 1st Year Fee₹0
Annual / Renewal Fee₹250
Fee Waiver ConditionWaived on ₹25,000 annual spends
Read Full Details