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Made with ❤️ in India
Last updated: 30 May 2026
HomeCredit CardsBank of BarodaBOBCARD Etihad Guest Premium Credit Card
Bank of Baroda

BOBCARD Etihad Guest Premium Credit Card

Miles Super Premium
4.5/5.0CardwiseHQ Review
1st Year Fee: ₹5000(Waived on spends of ₹5,00,000 or more in every anniversary year)
Primary Reward
6 Miles per ₹100 on Etihad Airways
1st Year Fee
₹5000
Fee Waiver
Waived on spends of ₹5,00,000 or more in every anniversary year
4.5/5
Excellent
Fees & ChargesRewards & CashbackFeatures & BenefitsEligibilityPros & ConsExpert Verdict

The Best TRAVEL Credit Card is Here.

Fees & Charges

BOBCARD Etihad Guest Premium Credit Card · Detailed fees & charges

ParticularsDetails
Joining / 1st Year Fee₹ 5,000
Annual / Renewal Fee₹ 5,000
Fee Waiver ConditionWaived on spends of ₹5,00,000 or more in every anniversary year
Foreign Transaction Fee0 % forex markup

Rewards & Cashback

BOBCARD Etihad Guest Premium Credit Card · Detailed rewards & cashback

ParticularsDetails
Reward TypeMiles
Primary Reward Rate6 Miles per ₹100 on Etihad Airways
Secondary Reward Rate2 Miles per ₹100 on every other domestic & cross border spends
Welcome / Joining Bonus15,000 Extra Etihad Guest Bonus Miles: 10,000 joining miles on spends of ₹25,000 in the first 60 days and upon payment of joining fee + 5,000 spend‑based miles on cumulative spends of ₹50,000. Complimentary Silver Tier Status on first card transaction.
Milestone BenefitsMonthly bonus: 500 Miles on any 4 transactions totaling ₹50,000 (once/month). Quarterly bonus: 4,000 Miles on ₹3,00,000 quarterly spends (once/quarter). Annual bonus: 24,000 Miles on undisclosed annual spends.
Reward ExclusionsFuel transactions

Features & Benefits

BOBCARD Etihad Guest Premium Credit Card · Detailed features & benefits

ParticularsDetails
Airport Lounge Access✓ Available
Lounge Access Details12 domestic (3 per quarter) and 8 international (2 per quarter) lounge visits every year
Fuel Surcharge Waiver✓ Available
Fuel Surcharge Details1% waiver at all fuel stations across India on transactions between ₹500 and ₹5,000 (Max. ₹250 per statement cycle).
EMI Conversion Available✓ Available
Contactless Payment✓ Available

Eligibility

BOBCARD Etihad Guest Premium Credit Card · Detailed eligibility

ParticularsDetails
Minimum Age21
Maximum Age60
Card VariantSuper Premium
Best ForTravel Enthusiasts, International Travelers, Etihad Airways frequent flyers

Pros & Cons

Advantages
  • 0% Foreign Transaction Mark-up
  • Generous Etihad Guest Miles earning rate (6x on Etihad, 2x elsewhere)
  • Extensive complimentary domestic and international lounge access (12 domestic, 8 international)
  • Significant welcome bonus miles (15,000) and complimentary Etihad Silver Tier Status
  • Bonus miles on monthly, quarterly, and annual spending milestones
  • Fuel surcharge waiver and Smart EMI option
Disadvantages
  • High annual fee (₹5,000 + GST)
  • Miles are exclusively redeemable on the Etihad platform
  • No rewards on fuel transactions

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.5/5
Excellent
Overall Editor Rating
Best For: Travel Enthusiasts, International Travelers, Etihad Airways frequent flyers

BOBCARD Etihad Guest Premium Credit Card by Bank of Baroda is rated 4.5/5 by our editorial team. The Best TRAVEL Credit Card is Here..

About BOBCARD Etihad Guest Premium Credit Card

The BOBCARD Etihad Guest Premium Credit Card is a meticulously designed metal card tailored for avid travelers. It stands out with a 0% forex markup, making international transactions exceptionally cost-effective. Cardholders can earn a significant number of Etihad Guest Miles on both Etihad Airways and other domestic and cross-border spends, which are redeemable exclusively on the Etihad platform. This premium card ensures a luxurious travel experience with extensive complimentary lounge access, offering 12 domestic and 8 international visits annually. Beyond travel-specific benefits, it also provides bonus miles for achieving spending milestones monthly, quarterly, and annually, along with essential features like EMI conversion and fuel surcharge waivers, making it a comprehensive choice for a global lifestyle.

Quick Facts

Joining Fee₹5,000
Annual Fee₹5,000
Card VariantSuper Premium
Lounge Access✓ Yes
Fuel Waiver✓ Yes
Contactless✓ Yes