Nainital Bank RENAISSANCE BOBCARD

The Nainital Bank RENAISSANCE BOBCARD is designed specifically for Nainital Bank customers, offering a rewarding experience for everyday purchases. It features a welcome bonus of 500 Reward Points upon spending ₹5,000 within 60 days of card issuance, making it an attractive option for new cardholders. Cardholders earn accelerated rewards, with 5 Reward Points for every ₹100 spent on Departmental Stores & Movies, capped at 1,000 Reward Points per statement cycle in these categories. All other spends earn 1 Reward Point per ₹100. These accumulated reward points can be conveniently redeemed as cashback at a rate of 1 reward point = ₹0.25. Additionally, the card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, up to a maximum of ₹250 per statement cycle. Beyond rewards, the RENAISSANCE BOBCARD offers practical benefits such as a Smart EMI option for purchases over ₹2,500, up to three lifetime free add-on cards for family members, and a complimentary Personal Accidental Death Cover (₹15 Lakhs for Air, ₹5 Lakhs for Non-Air). With zero joining fee and an annual fee of ₹250, which can be waived on annual spends of ₹25,000, it presents a cost-effective credit solution. It also includes an interest-free credit period of up to 50 days and zero liability on lost cards, ensuring financial protection and convenience.