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Made with ❤️ in India
Last updated: 30 May 2026
HomeCredit CardsBank of BarodaSnapdeal BOBCARD: Credit Card
Bank of Baroda

Snapdeal BOBCARD: Credit Card

Cashback Entry Level
4.0/5.0CardwiseHQ Review
1st Year Fee: ₹249
Primary Reward
5% cashback (20 RP per ₹100) on Snapdeal
1st Year Fee
₹249
4.0/5
Very Good
Fees & ChargesRewards & CashbackFeatures & BenefitsEligibilityPros & ConsExpert Verdict

Credit Card with 5% Unlimited Cashback

Fees & Charges

Snapdeal BOBCARD: Credit Card · Detailed fees & charges

ParticularsDetails
Joining / 1st Year Fee₹ 249
Annual / Renewal Fee₹ 249

Rewards & Cashback

Snapdeal BOBCARD: Credit Card · Detailed rewards & cashback

ParticularsDetails
Reward TypeCashback
Primary Reward Rate5% cashback (20 RP per ₹100) on Snapdeal
Secondary Reward Rate2.5% cashback (10 RP per ₹100) on online shopping & departmental stores
Max Cashback / Rewards (Monthly)₹500 (2000 RP) per statement for 10 RP/₹100 category; 5% on Snapdeal is unlimited.
Welcome / Joining BonusSnapdeal vouchers worth up to ₹500 on card usage within 30 days & 500 bonus reward points on spends of ₹5,000+ within 60 days.
Reward ExclusionsFuel, select MCCs (Merchant Category Codes)

Features & Benefits

Snapdeal BOBCARD: Credit Card · Detailed features & benefits

ParticularsDetails
Fuel Surcharge Waiver✓ Available
Fuel Surcharge Details1% waiver on fuel transactions between ₹400-₹5000 (Max ₹250 p.m)
EMI Conversion Available✓ Available
Add-on Card Available✓ Available

Eligibility

Snapdeal BOBCARD: Credit Card · Detailed eligibility

ParticularsDetails
Minimum Age21
Maximum Age65
Card VariantEntry Level
Best ForOnline Shoppers, Snapdeal Shoppers

Pros & Cons

Advantages
  • 5% unlimited cashback on Snapdeal purchases.
  • Low joining and annual fees of ₹249.
  • Welcome benefits including Snapdeal vouchers and bonus reward points.
  • 1% fuel surcharge waiver on transactions between ₹400-₹5000.
  • Option to convert purchases into Smart EMIs.
Disadvantages
  • High cashback is exclusive to Snapdeal purchases.
  • Reward points on other online and departmental spends are capped monthly.
  • No explicit mention of premium benefits like airport lounge access.

CardwiseHQ Expert Verdict

Our editorial team's comprehensive assessment

4.0/5
Very Good
Overall Editor Rating
Best For: Online Shoppers, Snapdeal Shoppers

Snapdeal BOBCARD: Credit Card by Bank of Baroda is rated 4.0/5 by our editorial team. Credit Card with 5% Unlimited Cashback.

About Snapdeal BOBCARD: Credit Card

The Snapdeal BOBCARD is an entry-level co-branded credit card designed for frequent shoppers on Snapdeal. It offers a generous 5% unlimited cashback on all purchases made on the Snapdeal website and mobile app, making it highly rewarding for loyal Snapdeal customers. Beyond Snapdeal, the card provides 2.5% cashback on other online shopping and departmental store expenditures, and 1% cashback on all other categories. This card comes with a low annual fee of just ₹249, which includes the joining fee. Cardholders can also enjoy a welcome benefit of Snapdeal vouchers worth up to ₹500 and 500 bonus reward points upon meeting initial spending criteria. Additional perks include a 1% fuel surcharge waiver, up to 50 days of interest-free credit, and the flexibility to convert large purchases into Smart EMIs.

Quick Facts

Joining Fee₹249
Annual Fee₹249
Card VariantEntry Level
Lounge Access✕ No
Fuel Waiver✓ Yes
Contactless✕ No